← Honed Money

Set a rate that holds up.

Turn your income goal into an hourly, day, and project rate—after taxes, business costs, time off, and unpaid work time.

Your goal

01 / 03
The amount you want to keep after estimated taxes and business expenses.
$
%
Your combined effective federal, state, and local estimate.
$
Software, equipment, insurance, and other operating costs.
Time you can actually bill
hrs
The rest of a 40-hour week is treated as unpaid admin or sales time.
wks
Vacation, holidays, sick time, and gaps between projects.
Quote examples
hrs
Used only to show a project-price equivalent.

Your entries stay in this tab and are not saved.

Give every billed hour a job.

Your rate needs to pay you, cover business costs, allow time off, and carry the hours clients never see.